Miriam Keri's Blog
For a first-time homebuyer, it is important to realize that a home seller's acceptance of your initial offer provides no guarantees. In fact, a homebuyer will still need to complete a home inspection before a home sale is finalized.
A home inspection is a valuable opportunity to learn about any potential issues with a house. After the inspection is finished, a homebuyer has the opportunity to submit a counter-proposal, rescind a proposal or keep his or her current offer intact.
Ultimately, hiring the right home inspector can make a world of difference for a homebuyer. With an expert home inspector at your side, a homebuyer can gain insights into a house's pros and cons and determine whether a house is a viable long-term investment.
So what does it take to employ the right home inspector? Here are three tips to help a first-time homebuyer do just that.
1. Conduct an Extensive Search
Search far and wide for a home inspector – you'll be glad you did. If you allocate the necessary time and resources to locate a skilled home inspector in your area, you can boost your chances of identifying potential home problems before you complete a home purchase.
A first-time homebuyer can begin a search for an expert home inspector online. A simple web search is sure to provide plenty of results, and a homebuyer then can perform an in-depth review of local home inspectors' credentials.
Furthermore, don't hesitate to ask family members and friends for assistance. If a loved one recently sold a house and had a great experience with a home inspector, it may be worthwhile to hire this same professional to perform your home inspection.
2. Look at a Home Inspector's Background
How many years of industry experience does a home inspector have? What are past clients saying about a home inspector? And how does a home inspector approach each job? These are some of the questions that a first-time homebuyer should consider as he or she assesses a home inspector's background.
In addition, a homebuyer can always reach out to a home inspector directly to learn more about this professional's experience. A face-to-face or phone conversation with a home inspector may require only a few minutes to complete and can help a homebuyer make an informed decision.
3. Consult with a Real Estate Agent
A real estate agent can help you discover your dream house as well as put you in touch with the top home inspectors in your area. As a result, this housing market professional will ensure you can purchase a first-rate house that matches or exceeds your expectations.
If you're uncertain about whether to hire a particular home inspector, it never hurts to consult with a real estate agent. By doing so, you can gain honest, unbiased tips to determine whether a home inspector is the right person to evaluate your residence.
Employ the best home inspector prior to completing your home purchase – use these tips, and a first-time homebuyer should have no trouble hiring a superior home inspector.
What’s curb appeal enhancement? A whopping 87 percent of buyers start their home search online. How your house looks, that attractiveness of a residence or commercial property as viewed from the street is curb appeal.
It’s all about making that crucial first impression. After all, you dress your best when attending a job interview. Sometimes we spend hours grooming in front of the mirror before a first date. The same thing happens when a home seller wants to sell a house; they ensure that there's an enhancement in the curb appeal.
Your curb is crucial because it is where the impression of your potential buyer originates. As they say, "The first impression lasts." So it is vital that it should be appealing to your buyer for you to gain useful feedback and positive comments from them. To help you achieve the beauty that your curb deserves, here are ways to enhance your curb appeal:
Painting is one of the most important things to consider if you want your house to look vibrant and attractive. One way to enhance curb appeal is by painting your home with a suitable color. It is essential that your exterior paint match with its theme. The color of the roof should also be taken into consideration when picking the right color for your home. However, do not overdo the paint in your house with bright colors. Having too large a variety of colors make your house look distracting.
Lawn enhancement is also ideal as it gives your home an edge. Bedding materials and fresh mulch could be added around the plants to make your garden bedding sharper. If you have the cash to spare, invest in landscaping. Landscaped front yards are pleasing to the eye for your visitors and homebuyers when you are selling your home.
Next is by providing sufficient lighting for your curb. Porch and carriage lights highlight the features of your house and curb at night. Accent lighting in flower beds and along walkways show off its unique details. Aside from the fantastic curb appeal that careful lighting can provide, it will also make it safer for you to go out in your yard at night because of the increased visual effect that it gives.
The first impression is the skill in home selling. The view from your street can drive buyer traffic to your home more than you think. If you want to enhance your home curb appeal, you might consider several of these things for your home to look as beautiful as possible.
You've got a new job in another part of the country, or have sold your current home to move to a better neighborhood. If you've completely settled it in your mind that getting professional help to move your stuff is better than dealing with that headache yourself, you have one crucial other decision to make. Who do you give the job?
You want to give it to professionals who care and treat your stuff like their own — a company which will make the entire process as quick and as painless as possible. While the amount of money you have for the exercise will determine which movers you'll go with, it shouldn't be the deal-breaker. Take the following points into account before you hand over your precious belongings.
The right estimate
A good mover will not give you a cost estimate off the top of their head. They will come to your place and take a complete inventory of your stuff. The base quote they give you on the size and weight of your belongings. When they send you the quote, take time to understand how they arrived at their final costing. Ask questions if anything is unclear. If they are cagey with the answers, that should raise a red flag against that company.
Get as many moving quotes as you can before you settle on a mover. Note that you should base your decision on the perceived value they offer. Don't just pick the mover with the lowest quote. Do they wrap your furniture? Is their vehicle padded? Will they ship your items exclusively or with someone else's?
Talk to friends or relatives you know who have moved house recently and find out what their experiences were with the company they used. If you can't get any from your loved ones, contact the movers directly and ask them to refer you to some of their past customers. Try to get honest feedback from those among that list of customers you can contact.
While your belongings are in transit, the mover is responsible for them. In case anything happens to your items at that point, they are to be held liable. But there are different levels of coverage for items in transit, and there is a cost attached to each. If you opt for Full Value Protection, you will be compensated for the full value of any item damaged or lost while in transit. Either that or they will fix it for you, or get you a replacement. The other kind of liability has no cost to it but only holds the mover liable for 60 cents per pound, per article.
Visit the website of the American Moving and Storage Association for a list of credible movers.
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You know you want to make your homeownership dream come true sooner rather than later. At the same time, you still have no idea about how you'll acquire a great house at a budget-friendly price.
Navigating the housing market can be tricky, especially for those who are operating with limited finances at their disposal. Lucky for you, we're here to take the guesswork out of the homebuying journey and ensure you can discover a wonderful residence at a price that won't break your budget.
Now, let's take a look at three tips to help you buy your dream house at the lowest-possible price.
1. Analyze the Housing Market
The real estate market may seem complicated at first. Fortunately, homebuyers who collect and review housing market data can become real estate experts in no time at all.
Ultimately, homebuyers who know the ins and outs of the real estate market may be better equipped than others to get the best price on a house. These buyers can identify patterns and trends within housing market data and determine whether they're operating in a buyer's or seller's market. Then, once a buyer finds his or her dream house, this individual can submit a competitive offer to purchase that meets the needs of all parties involved in a home sale.
2. Get Pre-Approved for Home Financing
Getting pre-approved for home financing allows you to enter the real estate market with a good idea about how much you can spend on a residence. Thus, you'll be able to determine exactly how much you can afford to pay for a residence – and avoid overspending on a house – if you obtain pre-approval for a mortgage.
To receive pre-approval for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions employ courteous, knowledgeable mortgage specialists who can teach you everything you need to know about home financing. That way, you can get the information you need to make an informed mortgage decision.
3. Collaborate with a Real Estate Agent
Hiring a real estate agent is essential for a homebuyer who wants to purchase his or her dream house at the right price. In fact, a real estate agent will go above and beyond the call of duty to ensure that you can avoid paying too much for your ideal residence.
Typically, a real estate agent will meet with you and learn about your homebuying goals. He or she next will craft a personalized homebuying strategy, one that allows you to quickly and effortlessly discover a high-quality and affordable residence. After you find your ideal house, a real estate agent will help you put together a competitive offer to purchase too. And if a seller accepts your homebuying proposal, a real estate agent will guide you along the final stages of the property buying journey.
Ready to make your homeownership dream a reality? Use the aforementioned tips, and you can find a top-notch house at a price that matches your budget.